USVI Health Insurance

Offering Health Insurance Policies That Meet Your Needs

Having a good health insurance policy is crucial to help ensure you and your family are financially protected in the event of an accident or illness. However, health insurance isn’t one-size-fits-all. It’s vital to be able to choose from a variety of affordable options to ensure your specific needs will be met. At Caribbean Risk Group, we know choosing health insurance can be complex — offering a variety of plans, we are committed to educating our clients and guiding them through the process of selecting the right policy.

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To get started, please find our online health insurance applications and claim forms below. Choose the plan that is right for you by viewing our Table of Benefits.

Insurance Solutions for Individuals and Families

The unexpected can happen at any time and you shouldn’t leave yourself and your family exposed to the financial risks that can result from being without health insurance. Caribbean Risk Group offers customizable health insurance policies through Optimum Global Insurance Company Limited that can give you the peace of mind you need. Providing personalized attention to our clients, we advise them regarding the available plans based on your needs and budget. View our comprehensive table of health insurance benefits, here.

• The Essential Plan: $1,000,000 annual policy maximum — The Essential plan is ideal for those who seek comprehensive coverage for unexpected hospital or doctor’s visits.
• The Standard Plan: $1,500,000 annual policy maximum — The Standard plan is suitable for those who wish to have coverage for emergencies and out-patient benefits, but may not need the most comprehensive coverage available.
• The Superior Plan: $2,000,000 annual policy maximum — The Superior plan is the most comprehensive plan we offer.

Each plan includes full in-patient coverage, cancer treatment, and emergency repatriation. The enhanced plans can also include maternity coverage and dental. Whether you’re an individual who only needs coverage in the event of an emergency or you have a large family, the team at Caribbean Risk Group can help you with securing a tailored USVI health insurance policy. We take the time to fully understand your needs and will discuss the specific benefits of each plan with you to determine which best fits your requirements.

Personalized Attention and Trusted Guidance

Choosing a health insurance plan is one of the most important decisions you can make — and it’s also one of the most complex. Whether you’re an expat, dual citizen, business owner, or visitor, you need to feel confident in the health insurance choice you make. The team at Caribbean Risk Group is dedicated to providing trusted guidance and ensuring you make an informed decision. If you’d like to learn more about applying for USVI health insurance, we welcome you to contact us to discuss your options.

Contact Caribbean Risk Group to Learn More

The team at Caribbean Risk Group is committed to guiding clients through the complicated process of selecting a USVI health insurance plan. Based in St. Thomas, we work with clients throughout the Caribbean to help them find solutions that fit their budgets and needs. To get started, please fill out our Individual Health Insurance Application and Supplemental Medical Questionnaire today! If you have any further questions, please contact us by calling (340) 774-2323.

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